lower costs and
happier patients

SimpleSelect allows patients to borrow with confidence. Our “gotcha-free” loan platform helps patients make easier and smarter financial choices.

Patients will leave your office happy and your practice will save money.

Patient Financing | Provider Benefits

decreased practice fees

By clearly disclosing to the patient their exact payment options, more patients choose loans that are far less costly to the practice. This can reduce fees to the practice by 30% or more while at the same time offering your patients better loan options!

gotcha-free

SimpleSelect does not offer financially dangerous “promotional” loan offers. SimpleSelect is not a credit card. Our interest rates are fixed and never change. Patients with 0% loans do not pay interest…EVER!

other provider benefits

SimpleSelect is non-recourse to the provider.  Funding times are very fast with many providers being funded the same day the loan documents are submitted. There are no term, volume, or exclusive commitments. There are no fees to sign up and no monthly or annual fees.

the simpleSelect difference

simple process

SimpleSelect offers the same ease of use that medical credit cards do. Applications and loan documents are executed electronically and credit decisions come within minutes. No hardware required.

safer financial terms for the patient

Medical credit cards have a default interest rate near 30%. SimpleSelect offers true 0% interest loans with no default rate, potentially saving your patients thousands in penalty interest.

lower provider fees

Unlike medical credit cards, more patients using SimpleSelect choose interest loans instead of no interest promotional programs which can be very costly to your practice. This can save your practice thousands in unnecessary provider fees.

Patient Financing | Provider Benefits

your patients put their trust in you

Offer them the finance option that is deserving of that trust.
SimpleSelect is the best loan a patient can get in the industry.

SimpleSelect offers providers and their patients many benefits over standard revolving or credit card based patient finance programs. Medical credit card programs are great for small, repeat transactions but are not well suited for large, one time purchases such as a cosmetic procedure. Medical credit cards are loaded with fine print, excess charges, and high default interest rates (usually close to 30%).  In addition, 70% of americans have a greater stigma against credit card debt than other types of debt.

SimpleSelect is not a credit card and offers patients a simple closed-end, fixed-rate, single -purpose loan, much like a car loan. Because the rate is fixed, it can never change, making it smarter choice for financing larger ticket purchases. And since we are underwriting the patient for a single purchase and not a credit line, we can typically approve patients for larger amounts than credit card based programs (up to $15,000 or more for qualified borrowers). 

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