what makes
us special

SimpleSelect allows patients to borrow with confidence. Our “gotcha-free” loan platform helps patients make easier and smarter financial choices.  This saves the patient and the practice thousands in unnecessary interest and fees.

putting patients first

When patients make a choice to finance the purchase of a medical procedure or treatment plan, they want to know that they are getting a good deal. That is what SimpleSelect provides; peace of mind knowing that the loan they received is the best patient financing loan in the industry.

A SimpleSelect loan is NOT A CREDIT CARD and has no financially dangerous “promotional” loan offers such as deferred interest. Our interest rates are fixed and never change. Patients with SimpleSelect Zero™ loans pay no interest…EVER!

simple and safe patient financing

how SimpleSelect is different

SimpleSelect is the best loan a patient can get in the industry. Easy to understand and financially safe.

  • Not a credit card.
  • No “gotcha” language.
  • No default or teaser interest rates.
  • No origination or closing costs.

how it works

Patients can apply online in seconds and sign their loan document from any smartphone, tablet, or computer.

Once documents are signed and submitted, the practice is funded in as little as 24 hrs via ACH and the patients first payment is due in approximately 30 days.

who we approve

Patients applying for SimpleSelect Patient Finance should have a reasonable credit rating (635+) with no recent history of charge offs, repossession, foreclosure, or bankruptcy.


available loan options

SimpleSelect Standard™

Designed for the budget conscious patient who wants a low, fixed monthly payment at a fair interest rate. Our standard loans provide peace of mind because the rate and monthly payment is locked in and will never change.

  • 14.99% APR* on all approved applications regardless of credit.
  • Loan terms up to 60 months.**
  • No origination fee or pre-payment penalty.

SimpleSelect Zero™

SimpleSelect Zero™ loans are written at a 0% annual percentage rate and have no default rate so the patient will never pay any interest…EVER!

  • 0% APR* on all approved applications regardless of credit.
  • Loan terms are set at 6 or 12, 18, or 24 months depending on the provider.**
  • No origination fee or pre-payment penalty.

*APR stands for Annual Percentage Rate.
**Term lengths may vary by provider.

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